The “bagman” cometh

So I’m using a little poetic license to illustrate a point. The bottom line is that in California it’s illegal to drive without automobile insurance. And even if you do have insurance but don’t have “proof” of it if you’re stopped by local law enforcement, then your life just got a little more complicated. You’d [...]

So I’m using a little poetic license to illustrate a point. The bottom line is that in California it’s illegal to drive without automobile insurance. And even if you do have insurance but don’t have “proof” of it if you’re stopped by local law enforcement, then your life just got a little more complicated.

You’d be surprised to hear how many people are routinely stopped for reasons that only Hollywood script writers could think of (or cops) and the end result is that the driver’s insurance has expired or merely forgot the insurance card in his or hers other wallet at home.

You’ll be happy to hear that monetarily, the DMV charges a mere pittance to correct this mistake, however… they also suspend your license which makes it trickier to get on with your normal life and if heaven forbid you are stopped again while your license is suspended, well… forget about it.

The fines and penalties can quickly accumulate and sometimes you might even want to engage a traffic ticket lawyer to get you out of the mess. Of course, that means added expenses to your once seemingly forgetful escapade. Don’t be fooled by it, not having insurance or proof that you have it can be a costly mistake.

The DMV has some very good information about this subject, check it out.

Luckily, I have a very good relationship with all of my insurance agents… automobile, house, health, life, I’m sure there’s more but I can’t keep track of all of them. All I know is that if I could get all my money back from all of them, I would be driving a Gallardo… but then I couldn’t afford the insurance… dammit, it’s a vicious cycle.